Boston General Insurance

Is this your test? Login to manage it. If not, you can generate a quiz just like it.

This is a non-interactive preview of the quiz content.

1.
1 point
Which of the following is true under private car package policy.
1.The liability of insurer for total loss does not exceed insured declared value less the value of the wreck.
2.The liability for partial losses does not exceed costs of repair / replacement less depreciation.
2.
1 point
Which of the following is true in relation to industrial risks public liability policy.
1.Policy period means the period commencing from effective date and hour and terminating at midnight on the expiry date as shown in the schedule of the policy.
2.Period of insurance means the period commencing form the retroactive date and terminating at midnight on the expiry date as shown in the schedule of the policy.
3.
1 point
As per the insurance act, 1938 (as amendment) an insurer has to obtains a report from a licensed surveyor or if the loss equals or exceeds.
4.
1 point
Which of the following requirement does not apply for granting cash- in – safe insurance.
5.
1 point
Under dog insurance which of the following risks can be covered at extra premium.
6.
1 point
To arrive at final rate by loading the pure rate which of the following is not taken in to account.
7.
1 point
For which of the following, full capital sum insured is not payable under personal accident policy.
8.
1 point
Under overseas medical policy (loss of checked baggage) for which of following items claims is not paid
9.
1 point
In motor insurance certificates of insurance are issued because
10.
1 point
Under agricultural pump set policy which of the following risks is covered at extra premium.
11.
1 point
Which of the following statements is true. The indemnity clause of industrial risks public liability policy excludes.
1. Product liability
2. Pollution liability
12.
1 point
Which of the following statements is true
1.Explosion is covered under standard fire and special perils policy
2.Implosion is covered under standard fire and special perils policy.
13.
1 point
Which of the following attract additional premium under private car package policy. Electronic items fitted to the vehicle (but not included in the manufacturers price)
14.
1 point
Under public liability insurance act, 1991 the aggregate liability of the insurer to pay relief in case of more than one accident during the currency of the policy shall not exceed
15.
1 point
Which of the following contingencies is not covered under personal accident insurance.
16.
1 point
For which of the following, special declaration policy is not issue
17.
1 point
Under bankers blanket policies______are covere
18.
1 point
Which of the following is generally not covered under personal Accident insurance
19.
1 point
Which of the following is not payable under burglary (business premises) policy.
20.
1 point
Which of the following property is covered under the fire policy if expressly stated in the policy.
21.
1 point
A waiting period of ______ months is applicable for payment of a maternity claim.
22.
1 point
According to policy condition the fire policy ceases cover if the building insured becomes unoccupied for more than
23.
1 point
As per IRDA regulations surveyor shall submit the survey report to the insurer within______ days of his appointment
24.
1 point
Liability only motor policy covers liability for damage to
25.
1 point
As per code of conduct, a corporate agent cannot procure more than---------% of the total premium in his portfolio of insurance business from one organization
26.
1 point
For which of the following crops horticulture policy is not available.
27.
1 point
The standard fire and special perils policy automatically covers works of art for an amount not exceeding
28.
1 point
As per IRDA Regulations, the remuneration to the micro-insurance agent for non-life insurance business shall not exceed_____% of premium
29.
1 point
Which of the following statements is true
1. Code of conduct regulations apply to micro-insurance agents
2. Advertisement regulations apply to micro-insurance agents
30.
1 point
Which of the following is not covered under private car package policy.
31.
1 point
A policy with a sum insured of Rs. 1 lakh is subject to a franchise limit of Rs.10000/- what is the amount of claim payable if the loss is Rs.5,000/-? Nil
32.
1 point
Bonus (discount) and malus (loading of premium) applies under P.A. insurance under
33.
1 point
Which of the following claims have to be supported by independent medical report.
34.
1 point
Under motor package policy which of the following does not attract additional premium
35.
1 point
Under public liability policy for industrial risks, which of the following cannot be covered at extra premium.
36.
1 point
Which of the following losses caused by burglars is not payable under burglary (Business Premises) policy.
37.
1 point
Which of the following risks covered under institute cargo clauses (b) are not covered under institute cargo clauses
38.
1 point
Under jewelers block policy which of the following property is covered against specified risks only and not on all risks basis
39.
1 point
Under which of the following circumstances market value only is payable under for reinstatement value policy.
40.
1 point
Which of the following statements is true.
1. Pro-rate average is applied under CAR policy
2. Pro-rate average is applied under EAR policy
41.
1 point
Under private car package policy which of the following exclusions does not appear in General Exceptions Clause of the policy.
42.
1 point
Which of the following statement is true.
1.Actual total loss occurs where the subject matter of insurance is entirely destroye
2.Constructive total loss occurs where the cost of repairs of damaged good exceeds the value of goods after repair
43.
1 point
Which of the following statements is true
44.
1 point
Which of the following is not excluded under Overseas Medical Policy
45.
1 point
Which of the following is not payable under maternity benefit extension
46.
1 point
Which of the following makes the contract unenforceable in in a court of law
47.
1 point
Under group P.A. policy, which of the following is true.
1.Cumulative bonus does not apply
2.Children’s education grant is available
48.
1 point
Which of the following diseases is not excluded during the first year of operation of mediclaim policy.
49.
1 point
Which of the following is not covered under institute Cargo clauses (C)
50.
1 point
Which of the following is not covered under burglary (business premises) policy