Understanding Medicare Knowledge Check

1.

2 points

When you enroll in Medicare, it’s a good idea to review your current coverage. Your current plan may help pay for some of the things Medicare doesn’t cover.

True

False

2.

2 points

Ron needs an x-ray done at his physician's office. This service is not covered under any of the parts of Medicare.

True

False

3.

2 points

Diabetes screenings and alcohol misuse are covered under Part A.

True

False

4.

2 points

Medicare Part A covers costs when you're hospitalized and Part B covers doctor visits and tests.

True

False

5.

2 points

Original Medicare (Parts A and B) is premium free. Medicare Advantage (Part C) and Part D prescription drug plans are optional - you need to buy them.

True

False

6.

2 points

Medicare Advantage (Part C) includes the coverage of Original Medicare (Parts A and B) and may include extras, like vision or dental care. Most Medicare Advantage plans come with drug coverage, too.

True

False

7.

2 points

A Medigap policy pays for some of the things Medicare Advantage (Part C) plans don't cover.

True

False

8.

2 points

Original Medicare (Parts A and B) automatically includes prescription drug coverage (Medicare Part D).

True

False

9.

2 points

Medicare supplement insurance (Medigap) plans help pay for some of the things which Original Medicare (Parts A and B) does not cover, such as out-of-pocket costs, like copays.

True

False

10.

2 points

You can enroll in Medicare without penalty anytime after you turn 65.

True

False

11.

2 points

You can change your Medicare Advantage Plan or Prescription Drug Plan during the Medicare Open Enrollment Period (OEP) - also called the Annual Enrollment Period (AEP) - from October 15 through December 7.

True

False

12.

3 points

What is the term used for the time you can make changes to your Medicare Advantage or Drug Plan?

Annual Change of Benefits

Annual Election Period

Open Change of Benefits

General Election Period

13.

3 points

When is AEP (Annual Election Period)?

October 15 - December 07

January 01 - February 14

January 01 - March 31

November 15 - December 15

14.

3 points

Juanita will be 65 in three months. She plans to retire then and spend a lot of time out of state visiting her children and grandchildren in California. Juanita is in good health, although she takes a drug to keep her bones strong, plus another drug to keep her cholesterol down. Juanita has a comfortable pension, but she wants to leave a financial legacy to her family. What do you think is the best coverage choice for Juanita?

Medicare Advantage Plan (Part C)

Original Medicare Parts A and B plus a standalone Medicare Part D prescription drug plan.

Only Medicare Parts A and B

Only Medicare Part A

15.

4 points

Arlene is turning 65 on July 10th. Her Initial Enrollment Period (IEP) will begin on:

July 1st

May 1st

April 1st

June 1st