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Debtor Education Course Final Assessment

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1.
1 point
1/16 It’s important to classify your financial goals as short-, mid-, and long-term in order to make future adjustments in the funding of your personal priorities.
2.
1 point
2/16 In planning your personal budget, the most practical way to set aside money for an “emergency fund” is to reduce your expenses as much as possible and put the remaining money in a saving account.
3.
1 point
3/16 Household expenses can be classified as:
4.
1 point
4/16 Careful budgeting will protect you from unexpected expenses.
5.
1 point
5/16 A canceled check can act as proof of a payment of a bill.
6.
1 point
6/16 With a credit card, you have the convenience of being able to buy what you want without having to worry about your budget.
7.
1 point
7/16 “Paying Yourself first” by contributing to a savings account every month is a useful plan for preparing for unexpected expenses.
8.
1 point
8/16 Comparison shopping for the lowest price isn’t necessary if the item is advertised “on sale.”
9.
1 point
9/16 If you can prove that your credit card was stolen, you do not have to pay for any fraudulent purchases.
10.
1 point
10/16 The only source for a totally free personal credit report is:
11.
1 point
11/16 Planning goals should focus on hard to achieve “desires” rather than everyday needs.
12.
1 point
12/16 The total cost of borrowing with credit cards includes:
13.
1 point
13/16 Which U.S. government agency is most important in enforcing consumer financial protection laws?
14.
1 point
14/16 The best way to improve your personal credit score is:
15.
1 point
15/16 If you receive a phone call or email asking to verify your credit card account information, it is a legitimate request if:
16.
1 point
16/16 BONUS QUESTION! What do celebrities Tiger Woods, Oprah Winfrey, and Will Smith all have in common?
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