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Personal Finance

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1.
5 points
What is the average US Credit Score?
2.
5 points
Credit rating is not an evaluation of a person's ability to manage debt.
3.
5 points
Credit cards are issued by banks or credit unions to users as a system of payment.
4.
5 points
What is minimum payment?
5.
5 points
What are four ways to keep a strong credit score?
6.
5 points
With a credit card, a balance is the amount of money owed.
7.
5 points
The three steps to create a budget are to add up your income, estimate expenses and figure out the differences.
8.
5 points
What is an annual fee?
9.
5 points
What is an introductory rate?
10.
5 points
In personal banking, a balance is the amount of money in an account.
11.
5 points
What is a grace period?
12.
5 points
What is one disadvantage to having a credit card?
13.
5 points
What are two advantages to having a credit card?
14.
5 points
The Credit Card Act of 2009 allows safeguards against rate increases.
15.
5 points
Bankruptcy is not a legal status.
16.
5 points
A revolving credit card account requires you to pay off the balance in full at the end of the billing cycle.
17.
5 points
Who sees your credit report?
18.
5 points
What are two causes of credit problems?
19.
5 points
What are the names of the three credit bureaus?
20.
5 points
What does overdraft protection allow customers to do?
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