13.5

1.

1 point

Survey information on competitors' benefits packages and information on benefits costs are available through _____.

public consultants

PBGC

BLS

EEOC

unemployment offices

2.

1 point

Which of the following benefits is the most likely target for cost control by employees?

Social Security benefits

Private group insurance benefits

Life insurance benefits

Medical benefits

Unemployment insurance benefits

3.

1 point

Which of the following is a characteristic of a health maintenance organization (HMO)?

Physicians paid depending on the number of patients seen

Payment of physicians on a fee-for-service basis

Provision of benefits on a reimbursement basis

Employee selection of preferred physicians

A focus on curable medicine

4.

1 point

Which of the following managed-care efforts includes employer use of increased deductibles, coinsurance payments, policy exclusions and limitations, and establishment of maximum benefits?

External cost control systems

Claims review

Alternative providers

Alternative funding methods

Plan design

5.

1 point

In which of the following ways do PPOs differ from HMOs?

Physicians are paid on a salary basis.

Employees are required to use preselected plan service providers.

PPOs have less in common with traditional fee-for-service plans.

PPOs provide benefits on a prepaid basis.

PPOs are generally less expensive plans.

6.

1 point

Which of the following is a characteristic of employee wellness programs?

The programs aim in providing ailment to needy employees.

The programs are relatively less expensive.

The programs target every health risks.

The programs focus on changing behaviors both on and off work time.

The programs manage health-care costs by helping employees in need.

7.

1 point

Active employee wellness programs:

are the most common form of employee wellness program.

concentrate on physical exercise rather than awareness issues.

include a center for physical fitness equipped with aerobic and muscle-building exercise machines.

assume that behavior change requires not only awareness and opportunity, but support and reinforcement.

are health education programs designed to raise awareness levels of health-related issues and to inform employees on health-related topics.

8.

1 point

Which one of the following is an active wellness program?

Center for physical fitness.

Athletic trainers present in company gyms.

Informing people on health-related topics.

Raising awareness of health-related issues.

Counselors providing tailored programs.

9.

1 point

Which of the following is better in reducing the risk factors associated with cardiovascular disease?

A physical fitness facility in the company

Lunchtime lecturer conducting class on preventing cardiovascular disease

Raising awareness levels of cardiovascular disease

Counselors providing tailored programs to obtain baseline measures

Presence of athletic trainers in the company gym

10.

1 point

Which of the following is an obstruction in cost control efforts?

Laying excess emphasis on cost control than monitoring health care quality

Employees willing to aid in cost cutting efforts by not making unnecessary claims

A large percentage of employees being responsible for generating the majority of health care costs

Employees sticking on to specific programs in spite of cost control efforts on account of the administrative issues

Implementing piecemeal programs not working well