Testmoz
Home
Features
Pricing
FAQs
Build a Test
Login/Sign Up

MSCSIII - Risk Management TEST

Is this your test? Login to manage it. If not, you can build a test just like it.

This is a non-interactive preview of the quiz content.

1.
1 point
This type of insurance replaces a portion of one's income if they become unable to work:
2.
1 point
This type of insurance protects the insured from loss of contents of the dwelling rather than the dwelling itself
3.
1 point
Trying to manage the situation after it happens:
4.
1 point
Comprehensive means to cover some physical damage loss.
5.
1 point
You are sick at home from food poisoning after eating carnival food: What covers this risk?
6.
1 point
You have brake failure. You hit a telephone pole and cause damage to the front of the car. What covers this risk?
7.
1 point
The type of insurance that covers damage caused to the vehicle:
8.
1 point
The type of insurance that covers the insured if injuries or damages are caused to other people on their property:
9.
1 point
This type of insurance combines property and liability insurance into one policy to protect a home from damage:
10.
1 point
Which of the following is NOT a type of insurance?
11.
1 point
You are injured in an automobile accident and are unable to work for 2 months. What covers this risk?
12.
1 point
Which of the following is NOT a type of automobile insurance?
13.
1 point
The type of insurance that is a contract between an insurer and policyholder specifying a sum to be paid to a beneficiary upon the insured's death:
14.
1 point
A consumer who purchases the policy:
15.
1 point
Your garage was destroyed by a fire which started by a lightning bolt hitting your home:
16.
1 point
An arrangement between an individual and an insurer to protect against risk:
17.
1 point
A daughter, who is financially responsible for her mother's nursing home bills, dies from an undetected heart defect. What covers this risk?
18.
1 point
A beneficiary is a person or institution that is named in a life insurance policy to receive benefits upon the insured's death.
19.
1 point
The uncertainty about a situation's outcome:
20.
1 point
The amount paid out of pocket by the policy holder before insurance coverage begins:
21.
1 point
The type of insurance that covers injury or damage to the driver, passengers, or the vehicle caused by a driver with insufficient insurance:
22.
1 point
A doctor diagnoses a child with tonsillitis during a visit to a clinic. What covers this risk?
23.
1 point
You need a cast after breaking an ankle while rollerblading. What covers this risk?
24.
1 point
After losing her husband to a heart attack, the wife is left alone to care for 2 children: What covers this risk?
25.
1 point
You get pulled over and receive a speeding ticket on your way to the mall. What covers this risk?
26.
1 point
The type of insurance that provides protection against financial losses resulting from injury, illness, and disability:
27.
1 point
Planning ahead and preparing how a situation will be handled:
28.
1 point
A type of insurance that covers injuries sustained by the driver of the insured vehicle or any passenger:
29.
1 point
You hit and injure a pedestrian in a crosswalk. What covers this risk?
30.
1 point
A contract between the individual and the insurer specifying the terms of the insurance arrangement:
31.
1 point
An arrangement between and individual and insurer to protect against risk from automobile accidents:
32.
1 point
A dependent is a person who does not rely on someone else financially.
33.
1 point
Your apartment is broken into and your computer is stolen: what covers this risk?
34.
1 point
Assessing business risks and taking measures to control or reduce them:
35.
1 point
A fee paid to the insurer to be covered under specific terms:
Home Features Pricing FAQs Legal Sample Tests Build a Test Login/Sign Up