Industry Training Test Questions

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1 point

For a Chip-online PIN card issued in the US, the PIN will reside

On the merchant terminal

On the card itself

On a back-end server with the issuer

On your phone

1 point

What key is injected into the readers?

BDK

IPEK

Future Keys

RSA

1 point

What decodes the analog card data into a digital signal?

SecureHead

ASIC

PCI

ISO

1 point

Who dictates the CVM priority list for an issued card?

Issuer

Merchant

Consumer

Random

1 point

Check all the products below where the common L2 will be used:

PISCES

Augusta

Spectrum Pro

UniPay III

UniPay 1.5

BTPay 200

UniPay

MiniSmart II

SmartPIN K100

1 point

NFC in payments stands for:

National Football Conference

Near Field Communication

No Flippin' Clue

Norwegian Forest Cat

1 point

Check all that apply: How is EMV different than Magnetic stripe?

It contains static data

It contains dynamic data

It contains a tiny computer

It supports contactless transactions and contact transactions

1 point

Which tracks contain the CVV?

Track 1

Track 2

Track 1 and Track 2

Track 3

1 point

Check all that apply: Where does the BDK reside?

In the reader

In the key injection facility HSM

At the payment gateway doing decryption

10.

1 point

How do EMV transactions authenticate the card data during online transaction?

They communicate using a private/public key

They authenticate each other using a symmetric key

It doesn't

Magic!

11.

1 point

After the liability shift, when is the only scenario where the merchant will be liable for a fraudulent transaction?

MagStripe card at a mag only terminal

MagStripe card at a Chip enabled terminal

Chip card at a mag only terminal

Chip card at a chip enabled terminal

12.

1 point

What is the most common key technique?

AES

TDES

RSA

Static

13.

1 point

Check all that apply: What makes track 1 different from track 2?

Recording density

Bits per character

It has your address

Trick question, they are the exact same

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