Chapter 10

1.

5 points

If you spend more than you make, you can either decrease your spending or increase your income in order to balance your budget.

True

False

2.

5 points

An important step in budgeting is to make sure that your income does not exceed your expenditures.

True

False

3.

5 points

According to the text, __________ is the effort to control, reduce, or tolerate threats that lead to stress.

visualization

coping

relaxation

meditation

4.

5 points

A change in diet may be enough to reduce your stress level.

True

False

5.

5 points

It is important to develop strategies for coping with stress. Which of the following are suggested by your textbook? Click all that apply.

looking for the silver lining in negative situations.

talking to friends and family.

using relaxation techniques.

trying to change things that seem unchangeable.

ignoring the causes hoping they'll go away.

6.

5 points

Which of the following is NOT a bodily reaction caused by stress?

sweating

increased heart rate

rapid, shallow breathing

bad breath

7.

5 points

What is the relationship between exercise and diet?

Excessive exercise leads to diseases such as anorexia nervosa and bulimia.

Those students who exercise regularly will be thin and popular, decreasing the need for solitary "binge eating" sessions.

Regular exercise combined with a sensible diet will lead to many benefits, including greater energy levels.

A student who exercises regularly can eat more junk food because the two cancel one another out.immediately.

8.

5 points

A __________ is a formal plan that accounts and plans for income and expenditures.

grant

budget

loan

credit report

9.

5 points

It's a good idea to worry about the small stuff so that the big stuff will take care of itself.

True

False

10.

5 points

How can you evaluate whether your budget is working or not?

Review it at the beginning of each school year and make needed changes.

Check with a credit reporting company.

Review it monthly and revise as necessary.

Keep track of every penny you spend, all year long.

11.

5 points

Making exercise a group routine can distract you from your personal goals.

True

False

12.

5 points

It is important to develop strategies to cope with stress because over time it can have damaging effects, such as

increasing your susceptibility to illness.

reducing your hormone levels.

lowering your GPA.

keeping you from getting a job.

13.

5 points

Virtually any event, good or bad, can cause ___________ if it presents you with a challenge.

illness

stress

a poor attitude

anxiety

14.

5 points

Backing out of commitments when you're feeling pressured is a good way to cope with stress.

True

False

15.

5 points

For the past two months you have used credit at the end of the month for purchases since you've run out of money by then. You realize that you are now accumulating credit card debt and that you aren't sticking to your budget. What can you do to assure that your budget adds up? Click all that apply.

continue to use credit and make the minimum payment each month.

evaluate your monthly purchases and identify impulse purchases that you can eliminate.

purchase and carry your own food which is less expensive than buying fast-food.

make use of online news services rather than purchasing magazines or books.

assume that since invoices and payments are handled electronically, they will be error-free.

16.

5 points

Which of the following is NOT one of the three main types of stressors?

personal stressors

cataclysmic events

irrational stressors

daily hassles

17.

5 points

Eating right is an important element in keeping well. Which of the following are examples of healthy eating? Click all that apply.

eat only when you feel hungry.

schedule three regular meals a day.

make sure you are full before leaving the table.

eat a variety of fruits, vegetables, and grains.

practice fasting after a day of eating too much.

18.

5 points

According to your textbook, which of the following is an effective way to save money? Click all that apply.

Buy the things you want the first time you see them.

Share and trade.

Use credit as much as possible.

Shop at sales.

Live more simply.

19.

5 points

Why is it beneficial to write out your stressors?

Writing down your stressors puts you in control and can help you figure out ways to cope with the problem.

If stressors are written out, you can look for the silver lining.

You can then show your stressors to somebody else.

It will solve your problems and alleviate your stressors immediately.

20.

5 points

To sleep better at night, you should avoid using your bed as a place to study.

True

False