Day 1

1.

1 point

You have the BH Savings Account Plan. What do you owe using a Beaumont Pharmacy for a 30-day supply low-cost generic. Your deductible is not met.

$4 copay

The cost of the Rx

$10 copay

25% coinsurance

2.

1 point

You have the BH Savings Account Plan. Using a Beaumont Pharmacy for a preferred Rx, how much do you owe? Your deductible is met.

The cost of the rx

$10 copay

$4 copay

25% coinsurance

3.

1 point

What is a "copay"?

The amount that is applied to the deductible.

A flat dollar amount paid for a covered service at the time of care.

Amount you pay (through payroll) toward the cost of your benefits.

Your % share of the cost of service after the deductible has been met.

4.

1 point

With the BH Network plan, for a 30-day supply low-cost generic Rx, at a Beaumont Pharmacy, the copay is

$10.00

$4.00

$12.00

$25.00

5.

1 point

With the BH Extended Plan, using a UHC Options PPO network provider, the individual deductible of $1,500 must be met. Once met, what is the members coinsurance?

30%

15%

10%

50%

6.

1 point

What is the single deductible on the BH Extended plan using UHC Options PPO Network?

$3,000

$500

$1,000

$1,500

7.

1 point

You pay your deductible, coinsurance and ? until you meet the OOP max?

copay

preventive care

out-of-network services

8.

1 point

Choose this plan if you want to maximize your tax advantage as you save for current and future health care expenses.

BH Network Plan

BH Savings Account Plan

BH Extended Plan

9.

1 point

What is the single deductible for BH Network plan using BHN?

$3,500

$1,000

$1,750

$500

10.

1 point

What is the coinsurance on the BH Extended plan using BHN?

30%

50%

15%

10%

11.

1 point

With the BH Savings Account Plan, using a BHN provider for a physician's office visit, the member owes

40% after the deductible

15% after the deductible

60% after the deductible

20% after the deductible

12.

1 point

Choose this plan if all of your medical and Rx services will be received from facilities and providers within the Beaumont Health network (BHN).

BH Savings Account Plan

BH Network Plan

BH Extended Plan

13.

1 point

Choose this plan if you want to receive care from providers and facilities who are part of UHC Options PPO network, in addition to BHN.

BH Network Plan

BH Savings Account Plan

BH Extended Plan

14.

1 point

You have the BH Network Plan. What do you owe for your first supply (up to 30 days) through Walgreens for a low-cost generic Rx?

$25 copay

The cost of the Rx

$10 copay

25% coinsurance

15.

1 point

What is the 2017 IRS limit on contributions for individual coverage to the Health Savings Account (HSA)?

$3,400

$6,750

$400

$800

16.

1 point

What is "coinsurance"?

A per-pay-period amount charged to an employee.

A flat dollar amount paid for a covered service at the time of care.

Your % share of the cost of service after the deductible has been met.

The amount you pay towards the cost of your benefits.

17.

1 point

With the BH Network Plan, using a BHN provider, the individual deductible of $500 must be met. Once met, the member pays 10% coinsurance. What is the total out-of-pocket maximum before the plan pays 100%?

$5,000

$10,000

$3,000

$5,550

18.

1 point

With the BH Savings Account Plan, using out-of-network providers with INDIVIDUAL coverage, what is the deductible that must be met before any payment will be made?

$10,000

$3,500

$5,000

$1,750

19.

1 point

What is the employer's HSA contribution for family coverage?

$6,750

$3,400

$400

$800

20.

1 point

With the BH Extended Plan, using a BHN provider, the copay at the specialist's office is

$40.00

$135.00

$30.00

$20.00