CAM Policy Test

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1.
1 point
Under Personal usage, Income based funding, income should be >=2.5 times of EMI
2.
1 point
Can we consider Driving licence as a Stability proof.
3.
1 point
Customer funding CAR & Stability in Rented premises from last 8 months then deviation will be at BCM/ACM.
4.
1 point
Customer profile is court officer, Deviation goes to _____
5.
1 point
If applicant is over age then take as Guarantor meeting the age norms to satisfy this norm. In this case there would not be any deviation.
6.
1 point
AD 12 days and PD 21 days track status will be treated as ________
7.
1 point
Maximum Age of vehicles for MHCV is 10years.
8.
1 point
Customer has PTR track for technical reason Delays due to Accident/Theft with proof, so deviation will be at ___________
9.
1 point
Salaried customer with gross annual income < 500000, funding Nano for personal usage on income based, then LTV will be restricted up to ______
10.
1 point
Repayment of CV/CE can be taken from Daimler Financial Services and Religare Finvest, We not consider as Approved Financer.
11.
1 point
Funding ICV, with RSPM output CR2, then credit approval authority will be ______
12.
1 point
RSPM output Credit referred 1 loan amount up to 15 lacs deviation goes to_______
13.
1 point
If customer is a Real estate agent funding ACE ZIP for 55% LTV, deviation will be at ______
14.
1 point
Funding Car for Commercial usage on banking based, then banking should be ______
15.
1 point
In SRT-2 Norm 2nd Unit after 12 months seasoning on 1st Unit & 3rd Unit after 12 months seasoning on 2nd Unit deviation goes to _________
16.
1 point
As per FI match seen Vehicle already to delivered , So deviation will be at ______
17.
1 point
If customer staying in owned residence with less than 6 month stability deviation should be
18.
1 point
Under External De-dupe report, Terrorist deviation will be at _______
19.
1 point
Salaried Customer funding MUV, his total experience of 1 year in current & previous job, then deviation will be SCH 300.
20.
1 point
Under MHCV, CIBIL concern matches with Write off amount 60000/-, then deviation will be at ______
21.
1 point
Earlier Loan amount availed is >30% of proposed exposure with seasoning of >9 but<12 months deviation goes to RCM level.
22.
1 point
Customer is defaulter & funding MUV, then deviation will be at ______
23.
1 point
Under PV funding, maximum lead period will be allowed 30 days
24.
1 point
Profile in Film industry professionals, we treated as Special profile C customer.
25.
1 point
Customer with experience of >=2 years & with CV track <12 months to be appraised as
26.
1 point
As per De-dupe match First letter return deviation goes to ______
27.
1 point
As per SLCV circular, In group definition Funding to external group members deviation will go to NCM/HC level
28.
1 point
As per SLCV circular, Moratorium should be up to 30 days.
29.
1 point
As per SLCV circular in Straight through Processing (STP) proposed asset should ACE or ACE Zip.
30.
1 point
Credit Referred Negative RCU status deviation goes to ______